First Option Credit Union

Savings Accounts

Our savings accounts have been designed for a range of purposes and offer competitive interest rates and flexibility - plus we don't charge any account keeping fees!

 

RewardSaver

Earn an interest reward when a total of $10 or more is deposited and no withdrawals are made in each calendar month. Note nil interest is applied if the conditions are not followed.

  • Funds available at call
  • High rate of bonus interest
5.00% pa
interest rate
apply
 

HorizonDirect

HorizonDirect is an Internet savings account that attracts a premium interest rate without being locked up in a term deposit.

  • 24 hours a day, 7 days a week online access
  • No minimum balance
  • Access via Internet only, to and from a nominated account of your choosing
4.75% pa
interest rate
apply
 

Special Purpose Savings

A savings account designed to help you budget.

  • Branch, Phone & Internet Banking access
  • No ATM access to save you from temptation
0.10% pa
interest rate
apply
 

Cash Management

Cash Management Accounts are ideal if you have large sums, like a good return, but do not wish to commit to a long term investment.

  • Higher rate of interest
  • Funds available at-call
Up to
3.25% pa
interest rate
View our rates
apply
 

Teen Cash Management

Our Teen Cash Management Account is ideal for members aged 13 to 17 who have large sums, like a good return, but do not wish to commit to a long term investment.

  • Higher rate of interest
  • Funds available at-call
Up to
3.00% pa
interest rate
View our rates
apply
 

Christmas Club

Make sure you're prepared for the most expensive time of the year by putting a little away each pay day in your Christmas Club.

  • Available 1 Nov to 31 Jan
  • Lock your money away from temptation
2.00% pa
interest rate
apply
 

Additional Key Features

FEATURES  
Minimum amount $0
Interest Calculated daily, paid monthly (with the exception of Christmas Club where the interest is credited to the account on the 31st of October.)
Monthly Account Keeping Fees No - See the Member Reward Programme for the fee structure
Automatic Deposits (salary / account) Yes
 

More Information

 

Apply

Apply for a Savings or Investment Account Apply Now

Questions?

If you have any questions, please contact us Contact Us