Disclaimer


The information on this site, including source code, is the property of Horizon Credit Union and is subject to Copyright ©.

Unauthorised use of the information is not permitted. The information on this site is of a general nature and it is not intended that it should be used for the purpose of making decisions about acquiring any product or service of Horizon Credit Union.

Horizon Credit Union accepts no responsibility for any loss, cost or expense arising from use of the information in this site. Full product and service information is available from any branch of the Credit Union.

All the information on this site is subject to change without notice and Horizon Credit Union cannot guarantee the accuracy or completeness of the information. Products and services of Horizon Credit Union are only available in Australia and (mostly) only available to persons or corporations that satisfy membership criteria.

This site may contain information of, or links to, other parties and their opinions are not necessarily those of the Credit Union. The presence of any link or information of other parties should not be construed as an endorsement of those parties or the accuracy of their information. Note that terms and conditions of loans are available on application. Fees and charges apply. Approval conditions apply.

At the end of the capped or fixed periods the rates will revert to the current applicable variable rates at that time depending on credit criteria.

Privacy Policy

Our Commitment to You

Horizon Credit Union is committed to protecting the personal information you entrust to us. In doing so, we are complying with The National Privacy Principles which are administered by the Federal Privacy Commissioner.

National Privacy Principles

The National Privacy Principles regulate the way organisations collect, use, keep, secure and disclose personal information. It also gives individuals the right to know what information an organisation holds about them and a right to correct information if it’s incorrect.

Why we need your Information?

When you become a Horizon Member, we ask you for information so that we can confirm your identification, establish accounts, and start a relationship where we can help you manage your finances. Our Mission Statement is to “Enhance our Members’ Lifestyles” and this means introducing you to products and services that make your life easier. Some of the products and services we offer are supplied to us through other organisations; an example is insurances. Naturally, we will need to collect relevant information for those organisations as well.

Use of Information

We use your information to ensure security through identification verification. Your details also help us to understand your needs. We can therefore give you information on services and products that are relevant to you.

From time to time we may let you know about new services, products or promotions. If at any stage you don’t want to hear from us about these things, you can contact us and make this request.

What Information will Horizon Disclose?

The information we collect from you is strictly confidential. We will not disclose your personal information to any third party, other than those who are contracted to us to keep the information confidential.

There may be some exceptional circumstances for disclosing your information, such as for law enforcement purposes.

How can you Access your Personal Information?

If you’d like to review the information we hold about you, please contact your local branch. If any information is incorrect we will amend it.

Complaints about Breaches of Privacy

If you believe your privacy has been breached by Horizon, you can lodge a complaint in writing to the address noted below and all attempts will be made to resolve the matter.

 The Privacy Officer,

Horizon Credit Union Ltd

PO Box 280

Wollongong NSW 2520

If you are not satisfied with the outcome you may refer the matter to the Privacy Commissioner’s Office.

Member Information

If you do not wish to receive information on the Credit Union's products and services or those of its business associates please contact us on 1 300 366 565 or contact your local branch.